James Ceranti Nissanoffers many affordable vehicles, whether you’re looking for a sporty sedan or a compact SUV. There are several ways you can lower the sticker price as much as possible before buying. Here are some finance tips to consider in your vehicle search.
Big Down Payment
When it comes to choosing the right Nissan, you’ll normally save more over a long period of time if you choose to make a large down payment. This will lead to lower monthly rates and lower interest costs, though it also means you might want to put off buying until you can pay at least 30 percent of the sticker price (about double what most people pay).
You should also consider the base model to save more money. While the base trim on many models will come with fewer features, it will also have a lower sticker price. So, ask about the trim levels when shopping at James Ceranti Nissan.
Buying Used or Leasing
Buying a used car is a common way to save money, but leasing may also be a great option. You can lease a new Nissan and get lower monthly payments than you would if you buy it. Plus, leasing is less risky from a financial standpoint, since you’re not investing equity in a car. Leasing is much like renting. Leasing is a particularly popular way to save for recent grads, retirees, or part-time workers.
Sales, Specials, and Financing
Many times, we’ll offer special financing and rates if you wait until holidays like President’s Day, Labor Day, and Black Friday to name a few. Additionally, cars are sometimes overstocked here, which means you can find a deal as long as you’re not too picky about the model.
Finding financing deals will save you money over time. You can shop around to find the right rates, but in many cases it may also make sense to pay down some debt first, therefore raising your credit score, before shopping for financing.
Whatever your budget is, James Ceranti Nissan can help you find a deal that meets your situation.